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Get help with a new accident, an existing claim or a general enquiry.

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Existing claim support

Get updates on an existing claim.
0330 043 0036
Estimated wait time: Under 60 seconds.

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Questions about your claim?

Here are answers to some of the most common questions drivers ask before starting their claim.

Will I really have zero excess to pay?

In eligible non-fault accident claims, you will not usually need to pay your own policy excess because the claim is pursued against the at-fault insurer rather than through your own policy. Credit hire, recovery and related charges are pursued from the at-fault insurer where appropriate. Charges may become payable in limited circumstances, as explained in the customer agreement and Terms and Conditions.

What kind of replacement car will I get and for how long?

We provide a suitable like-for-like replacement vehicle wherever possible — usually a similar size and class to your own. You keep the vehicle for the duration of repairs or until your claim is settled if your car is written off.

Does just calling you for advice affect my insurance?

No, not at all. Simply speaking to us for advice or guidance has no impact on your insurance policy or no-claims discount. We only proceed with a claim if you choose to.

Do I have to manage any of the paperwork or talk to the other driver?

No. We manage all the paperwork, negotiations, and communication. You don’t need to speak to the other driver or deal with their insurer at any point.

Will this affect my no-claims bonus?

In most non-fault claims, your no-claims bonus and claims history can remain protected because we deal directly with the at-fault insurer instead of claiming through your own policy.

What happens if the other driver disputes the accident?

We gather supporting evidence including photos, dashcam footage, witness statements and repair reports to help establish liability. Our experienced claims team handles these situations regularly and works to protect your position throughout the claim.